Less-Than-Prefect Credit
BAD CREDIT? WE SAY "YES" WHEN OTHERS SAY "NO"
OzQuest's Flexible Approach to Loans for People with Bad Credit
We're the nation's top mortgage company for people with less-than-perfect credit
We've helped hundreds of thousands of people. With less-than-perfect credit you may have been turned down by other lenders, but we'll work hard to get you the money you need.
You are more than a credit score
OzQuest does not automatically rule out a loan application just because someone's credit history has a few blemishes on it. You are an individual, and we'll look for a way to offer you a loan with terms and rates that work for you.
Even if you've been in bankruptcy or had a foreclosure, we will try to find a way to help
Ameriquest offers programs for borrowers in bankruptcy and foreclosure, provided the activity is resolved prior to the signing of the loan documents.
We'll help you qualify even if other lenders have turned you down
To us, you're not just a number, an application, or a credit report - you're an individual. And you're a homeowner - you've already shown you have what it takes to succeed.
Our specialty is finding ways to approve you
We'll help you overcome common barriers to credit approval, such as:
  • Hard-to-prove income: We have home loans that don't require traditional income documentation.
  • Too much existing debt: Our flexible lending standards let us look at you as an individual, without the rigid formulas.
  • Bad or less-than-perfect credit: Nobody's perfect. Ameriquest believes your credit score is just part of a bigger story.
  • Bankruptcy or foreclosure: We have experience with loans for people with both good and bad credit. Even if you've been in bankruptcy or had a foreclosure, we will work hard to help you get the cash you need.

      Why use OzQuest?
      Less-than-perfect credit?
      Which loan is best for me?
      Mortgage Myths
      Can I get a Pre-Approval?
      What documentation do I need?
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