| What documentation do I need? |
Before applying, there are some documents you'll need to assemble in support of your application. Depending on the type and purpose of your loan, things you may need to supply include:
- Completed and signed OzQuest Standard Application Form
- 100 Point Check FTRA Form per applicant
- First Home Owners Grant application (if 1st home buyer)
- Signed copy of Contract of Sale (required for purchase only)
- 6 Months Home Loan Statements (required for refinance only)
- Rates Notice for existing property used as security (required for refinance/equity releases only)
- Copy of last 3 months' loan statements for any loan to be paid out (required for loan consolidation only)
- Evidence of income - most recent payslip or letter from employer detailing conditions and most recent group certificate.
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If you are applying for a OzQuest Low Doc loan you will need to supply the following;
OR
- If you are PAYG
- Group Certificate or Tax Assessment or last year's Tax Return plus one of the following:
- Current payslip
OR
- Letter of employment detailing employment conditions
- If you are Self Employed
- Last Financial Year tax return including tax assessment notice
- Previous Financial Year tax return including tax assessment notice
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| Self employed? |
| If you're self-employed and applying for one of our Low Doc home loans, you don't need to provide proof of income. Simply complete a signed declaration stating your income and lodge with your application. |
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